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Consumer Protection Guides

Rights under the Fair Credit Reporting Act

The Fair Credit Reporting Act provides citizens of the United States a variety of rights regarding their private information and how it...

Protection for Debt Collectors

The Fair Debt Collections Act is a statute that was added in 1978 as Title VIII of the Consumer Credit Protection Act. The ...

Deceptive Sales and Marketing Fraud

If you're going to run an ad, you must have support for the claims the ad conveys. For example, if your ad claims that tests...

Recent Consumer Protection Articles

Legal Articles

Protection of Consumers Against Defective Products

Thousands of defective products with the potential...

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"Zombie Debt" Collection and the Kansas Consumer Protection Act

Contributed by: A. Scott Waddell

Despite the relatively modest rise in unemployment...

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Types of Consumer Protection Lawyers:


Consumer Protection and Affairs

As United States citizens, all American consumers are granted rights which protect them against malicious business practices. As such, there are various laws in place at both state and federal levels which regulate affairs concerning consumers. The Fair Credit Reporting Act, Truth in Lending Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act all serve to protect consumers from a variety of unfair corporate actions such as fraud and deception. If you feel that you have been the victim of an act that violated your consumer rights, an experienced consumer protection lawyer can help uphold your rights.

Consumer Protection Lawyers cover a wide variety of areas including:

  • Consumer Fraud
  • Product Liability
  • Privacy Rights
  • Warranties
  • Misrepresentation
  • Identity Theft
  • Deceptive Business Practices

At the federal level, the Federal Trade Commission (FTC) is in charge of ensuring that the rights of consumers are not violated. The FTC was established in 1914 through the Federal Trade Commission Act with its central goal being to promote consumer protection and eliminate and prevent anti-competitive business practices. As part of its duties, the FTC investigates issues raised by consumers and businesses regarding several issues including false advertisement and all manners of consumer fraud. The government is aware that consumers are susceptible to being exploited by businesses or scammers and have put in place various safeguards for this reason, however, some people continue to abuse the rights of the consumer.


Additionally, each state has its own set of laws regarding the protection of consumer rights. As a consumer, you should be aware of both your state and federal rights concerning fair business practices. Manipulative practices against consumers can come in a variety of forms including credit card fraud, loan fraud, consumer email fraud, telemarketing fraud, home repair fraud, as well as deceptive marketing and sales ploys. Regardless of the type of consumer rights violation, it is important that you consult with a qualified consumer protection attorney regarding your rights and the best plan of action concerning your particular situation.

Recent Consumer Protection Articles

Honda Recalls

  Toyota’s not the only Japanese car company dealing with safety-related automotive recalls. Honda has somewhat quietly recalled over three-quarter....

Insurance Bad Faith

  It’s easy to feel powerless when dealing with insurance companies. While they have a duty to pay for covered losses or expenses, it’s the insurer that often determines exactly what...

"Zombie Debt" Collection and the Kansas Consumer Protection Act

Despite the relatively modest rise in unemployment in Kansas (6.3% in December, 2009) in comparison to the rest of the nation, delinquent consumer credit accounts are...

Crib Recalls and Defects

Cover recent crib recalls and defects in the news, such as Drop Side Cribs Recalled by Caramia Furniture, and generally explain how the consumer should seek legal help for damages

Auto Repair and Mechanic Scams

Consumer complaints resulting from automotive repair scams are rising.  Although most auto repair shops are honest, as the economy has worsened more mechanics have begun engaging in shady...

Auto Warranty Scams

An auto warranty is a contract which covers the costs of repairing mechanical problems and breakdowns in a vehicle after the manufacturer's warranty has expired.  People usually purchase extended warranties...

Illegal Restocking Fees

Until recently, computer stores, appliance stores, and electronics stores were the only retailers that charged restocking fees.  However, over the past few years, more and more retailers...

Unavoidably Unsafe Products

Products that are deemed unavoidably unsafe are not considered to be defective products under very specific guidelines. One of the most important questions that needs to be answered during a product liability case is whether or not the product in question is actually a defective product...

Protection of Consumers Against Defective Products

Thousands of defective products with the potential to injure or kill consumers are sold each year. There was a time when consumers had no remedy when they were injured by a dangerous or defective product; the law made it the responsibility of consumers to make sure the products they purchased were safe. Today, however, when a defective product causes injury or death, the affected consumer or his loved ones may have a defective products liability claim against any of the parties in manufacturing chain, including the component parts manufacturer, the assembling manufacturer, the wholesaler, and the retail store owner.

Auto Scams

A general article introducing auto scams, list in bullet points the commont ypes of auto related scams with a brief description of each, legal reprecussions, and defenses that can be made through the
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